👉 Okay, let’s tackle that rather pointy little head-scratcher of a phrase – "Who is a Mortgage Advisor neither?!” (…Just kidding about the emphatic exclamation point. Unless…? You never know with these guys.)
Basically, a Mortgage Advisor... let's just unpack it slowly for dramatic effect... they are basically the designated sherpas to the frankly terrifying and occasionally sweaty-nosed world of buying a home. 1) They sell you a mortgage (duh! It’s in the title). 2) And then they spend what feels like an eternity explaining all the frankly, probably depressing stuff involved – your borrowing power, interest rates that dance around like caffeinated bad loans, and the sheer statistical probability of things going spectacularly, financially… off. Think of it this way. You want to own a really big, possibly beige, box where you sleep. They’re there to tell you if you actually CAN afford that beige box, how long you'll probably spend paying for that beige box, and whether the beige box itself is even worth the frankly terrifying amount of paperwork you'll need to fill out. They sift through a frankly monstrous swamp of financial institutions, comparing rates and terms like they're hunting for buried pirate gold. They then, blessedly, lay it all out on a reasonably digestible page. (Disclaimer: this page will still probably give you a headache.) 3) Then there are the ones who just