👉 "What's the difference between a premium and an insurance policy?" you ask.
A premium is like when your dog barks at people, but only because they have to. "Isn't that just hilarious? What if this happened?" "A man was on a train and he noticed two people eating and laughing. He started walking over towards them," the train conductor said. "But then the first person in line had an insurance policy and he told him, 'I have life insurance, you don't!'"
