👉 Unsimulative refers to a situation where an individual or entity is not able to predict, control, or manage their actions. This can be due to various factors such as lack of information, external factors, and personal limitations. In the context of insurance, an "unsimulative" person might refer to someone who has not taken adequate risks in order to protect themselves against potential losses. They may have a history of being unprepared or unwise when it comes to financial planning, and their actions
