👉 The term "unpinion" refers to a specific type of unsecured credit card in which the issuer does not provide any form of collateral or security for repayment. This can create an incentive for consumers to borrow money without having to worry about their ability to pay back the debt. Unpinions are often used by merchants who want to offer customers the flexibility and convenience of borrowing money, but do not have the financial resources to repay the debt in full on time. As a result, they often