👉 Underemployed is a phrase that describes someone who is employed but without enough hours or skills to meet their financial needs and goals. This can happen for various reasons such as a lack of education, training, or experience in the job market, or simply not having enough time available to work full-time. Underemployment can have negative consequences for an individual's ability to support themselves financially and lead a fulfilling life. It may also limit their opportunities for personal development and career growth, as they are unable to take