👉 In the context of business transactions, a "sub-endorser" refers to an individual or entity who has made an offer to purchase goods or services from another party but has not yet accepted it. This can be described as a "buyer's agent" in the real estate industry, where an agent is responsible for negotiating and settling transactions with buyers. In financial transactions, sub-endorsements are often referred to as "sub-creditors," because they represent creditors who have agreed to assume
