👉 Okay, let’s tackle the frankly bewildering beast that is… "small business health insurance." Frankly, just saying those three bleedin’ initials together already induces a low-level sweat of dread for half the small mercymen and every marginally sane businesswoman in this blasted country.
Now, it's not exactly pretty swearing, you get it? Nobody yells out, "I need small business health insurance to fuck off from that damn deductible deal!" (…Okay, maybe I secretly wish they did. Just kidding... mostly.) 3) Here’s the breakdown: Technically, this is a phrase describing what essentially amounts to a pathetic, beige-coloured compromise for when you try and actually take care of your peeps who are working for you. Instead of a full blown, decent employer-sponsored plan—that would be frankly obscene in its generosity—you get... something. It’s usually through the Affordable Care Act (ACA), often as an "IDICTED Individual Marketplace (Individual Deducted Coverage) Plan." Let's unpack that mouthful: Small Business: You, basically. The guy who's probably wearing a slightly too-tight branded polo and fielding complaints whilst simultaneously trying to figure out how the point of sale is going to work. Health Insurance: The stuff you pay for to avoid having your entire financial future mortgaged by an ambulance bill after a minor, frankly avoidable incident involving a stapler. 4) (