👉 The process of reorganizing or restructuring an existing financial institution or company to improve its management, operational efficiency, and profitability by adding new assets (i.e., loans, investments) or reducing old ones. This can be done through mergers, acquisitions, or other means. In the context of recapitalization, it refers to a process where an existing financial institution or company is restructured in order to improve its management, operational efficiency, and profitability by adding new assets (i.e., loans