👉 Preco incidentally, also known as "pre-catastrophe", is a phrase that refers to an event or situation that has not yet occurred but could have caused significant harm or damage. It can be used in various contexts including insurance contracts, legal disputes, and everyday life situations. In the context of insurance, it might refer to a situation where there are no signs of impending loss or damage, which makes claims more difficult for the insurer to make as they would not expect such a development