👉 The PayPal Fluid is a dynamic currency conversion (DCC) feature that allows users to make international payments using their PayPal account while seeing and paying in their local currency, rather than the US dollar. When a user initiates a cross-border transaction through PayPal, they can choose to pay in their local currency, which is converted at the current exchange rate offered by PayPal. This feature provides transparency in pricing, as users can compare rates directly with merchants, but it may result in slightly higher transaction fees compared to using PayPal's native currency conversion rates. The Fluid system aims to offer a more competitive and transparent payment experience for international transactions, although it's important to note that the exchange rate might not always be the most favorable for the user.
