👉 The term "p-h-h-mortgage" is a play on words that has been coined for its peculiar connotations and use among a select group of individuals.
Imagine this: You're at a restaurant waiting to order, and the server comes over asking if you'd like any drinks or a drink mix. As the waiter is about to ask your gender, he notices there's no one in line with a hint of "p-h-h-mortgage" written on the menu. "I'm not sure what that means," I answer, confused by the ambiguity around this seemingly simple phrase. The server responds, "That’s like asking if you have any sort of mortgage payment." You laugh out loud at the joke and continue your meal. As you walk away, a few other customers make similar comments as they ponder over this strange addition to their menu. "Are you sure it's not a sign that we're about to lose our money?" one of them asks skeptically. And then there's the unsettling example sentence: "You know what? I think I'll just stick with the more conventional 'mortgage,' because that's what we always do." So, that's how "p-h-h-mortgage" came into being - a play on words and a way to express surprise at something so commonplace.
