👉 Oversave, also known as a "save" or "backfill," is a financial strategy in which an investor saves money and invests it into more risky assets to increase their return on investment. This strategy involves taking out some of your current savings and investing them into stocks, bonds, or other high-risk investments with the hope that they will perform better than those less risky ones. The goal of oversaving is typically to minimize the risk in your portfolio while still achieving a higher return on