👉 Overloan is a financial term that refers to borrowing money from another person or organization, typically with the intention of repaying the borrowed amount in the future. This practice can be used as an investment strategy, where the borrower pays back the lender's loan on time and receives interest payments at a higher rate than if they had paid off the loan earlier. Overloans are often seen as risky because they require collateral such as property or other assets, which must be returned to the borrower upon repayment.
