👉 Overcapitalization refers to a situation where an organization or individual has exceeded their financial goals and expectations, leading to increased expenses, losses, or risks. This can occur due to a combination of factors such as unexpected events, poor business decisions, or mismanagement of resources. Overcapitalization can have significant consequences for an organization's financial health, reputation, and ability to achieve its objectives. It can also lead to legal issues, such as lawsuits, as well as damage to the organization's brand and