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No Physical Life Insurance
Imagine you have a huge, majestic, and incredibly powerful car that has been driving for years without a single accident. You've been paying off the loan on it with your savings and hard-earned money. One day, you decide to make some friends, take some wine and dine out at a fancy restaurant in town, and plan an escape into a nearby beach or mountain retreat. All this time, you have had the car parked up and well-cared for in your garage, so it's not even that old anymore. You've taken care of all the maintenance and repairs on the car. You've never had any problems with it or the tire pressure gauge reading low. The owner is away for the weekend, but he leaves a key inside the glovebox, hoping you'll find it when you get home. As you are about to head out the door, you notice that the car has rusted down from all the use and wear, showing signs of age and time. You pull out a new set of keys from the trunk and start your journey. You park the car in the driveway and take off on your drive, ignoring the scorch marks left by the previous owner's tire. You can't help but feel that you are getting a little too old for a car like this one, even though it's been well-maintained over the years. As you walk down the street, you notice the rust stains creeping up from the hood and trunk.
