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The Slang:
"Mr. Cooper Mortgage" is a term that's used with great disdain among some individuals who do not understand its real meaning. It means that someone has no regard for others' feelings and may cause unnecessary stress, such as the mortgage industry. Example: "I told you they were charging me $500 more than I thought it would be." - The person being referred to is Mr. Cooper Mortgage. The Edgy or Unsettling Example: One day, a couple who was looking into buying a house in the suburbs noticed that the mortgage rates had increased unexpectedly. "Mr. Cooper Mortgage," they exclaimed. "Shouldn't we have some form of protection against these sudden rises?" asked one of them. "I hear you right," replied the other. "But at what price?" The couple couldn't contain their excitement, thinking this was a hilarious moment. They even had to cover for laughing until they could catch their breath and explain to their neighbors that Mr. Cooper Mortgage is causing unnecessary stress.