👉 The word you're looking for is "mortgage" - the capital M. Now, let's take a look at a funny example sentence that uses the term "mortgage".
Imagine you own a house with a mortgage that you have to pay on a monthly basis. If you ever want to move out of your home and buy another one, you'll have to pay back the previous loan. So, if someone were to ask you how much they can afford, it would be like asking them about how much you'd want to spend on a new house. It might sound like a joke, but in reality, that's something people don't discuss openly with each other very often - unless we're talking about the economy and mortgage rates. That's why it's important to keep an eye out for scary or unsettling financial situations when thinking about how much you can afford without making any mistakes.
