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Okay, so I need to define the term "mortgage 90 reviews" in a hilarious and informative way first. Then come up with an edgy or unsettling example sentence using it. Let me start by breaking down the components. First, "mortgage" is a large loan used to purchase real estate, typically repaid over many years. The term usually involves some equity in the property. Now, "reviews" here probably refers to online reviews or ratings of something related to mortgages. But what's with the "90"? That number could mean different things—maybe a mortgage limit of 90? Or perhaps 90 days? Wait, but "mortgage 90 reviews" as a phrase isn't standard. So I need to interpret it creatively. Maybe it's a play on words or a slang term that combines elements related to mortgages and reviews. Let's think: Perhaps someone is looking at mortgage options with a focus on 90 something, like interest rates, loan terms, or maybe the number of reviews (as in, 90 reviews) about a particular mortgage product. Alternatively, "mortgage" could be part of a longer phrase, but abbreviated here. Another angle: In real estate, there's sometimes talk about 'mortgages' having certain requirements, like down payments over 20% versus needing to buy private mortgage insurance (PMI) if the down payment is less than 10-20%. But how does "90" fit in? Maybe a 90% loan-to-value ratio? That's possible. So a mortgage with a loan amount close to 90% of the property's value, which would require PMI. So putting it together: A mortgage where the borrower puts down 10% (so takes a 90% loan) and has to pay for mortgage insurance because they didn't meet the 20% threshold. Then "reviews" could be people reviewing that experience. So maybe someone is looking at reviews of mortgages that require PMI, specifically those with 90% LTV. Alternatively, "mortgage 90 reviews" might refer to a situation where there's a mortgage document that's been reviewed 90 times online, but that seems less likely. Or perhaps it's a play on the phrase "mortgage me this," which is slang for asking someone to vouch for your creditworthiness. But adding "90 reviews" here? Maybe like getting 90 references or reviews from someone mortgaging their house? Wait, that's an interesting angle. If someone says, "Mortgage me this loan!" it's a colloquial way of saying 'okay, I'll guarantee the loan.' So if you have 90 mortgage approvals (vouches), that would be great. But how does that tie into reviews? Maybe people are reviewing someone's creditworthiness based on getting 90 mortgages vetted by them? Hmm. Alternatively, "mortgage 90 reviews" could be a humorous mash-up of different elements. Let me try to construct the definition first. Let's say: A mortgage backed by an overwhelming number of online reviews (specifically 90) guaranteeing its security or value—hence why it's considered low-risk? Or maybe someone is so confident in their home's value they took a 90% loan, and now they're reviewing it obsessively. Not sure. Alternatively, think of "mortgage" as the process, and "reviews" as critiques. So mortgage 90 reviews could mean analyzing or critiquing ten thousand (90 million?) aspects of a mortgage? That seems too abstract. Wait, perhaps it's referencing the phrase "no mortgage over 90 years," but that's not standard. Alternatively, maybe it's a play on financial terms combined with internet culture. For example, crypto memes sometimes have playful loan phrases. Another approach: Break it into parts. Mortgage = loan for house; reviews = ratings. So 'mortgage 90' could be a type of mortgage with a specific term—like 90 months (7.5 years) to pay off the loan—and then collecting reviews of that product. But how to phrase that humorously. Alternatively, "mortgage" in slang can also mean to put someone under financial pressure, so 'mortgage me' means make them financially responsible for something. If you have 90 such approvals (mortgages), you're helping a lot? Not sure. Wait, perhaps it's referencing the idea of getting a mortgage with strict terms—like 90% LTV requiring PMI—which could be seen as an added hassle or risk. Then reviews from homeowners about that experience would be either hilarious complaints or relief when done away with. Alternatively, maybe "mortgage 90" is code for something else in slang, but I don't know of any common phrases like that. So perhaps invent a definition that's humorous and plausible within the context given. Putting it all together: Let's say "mortgage 90 reviews" humorously refers to analyzing or critiquing online reviews of mortgage loans where the borrower has put down only 10% (thus requiring PMI) on a property valued at $X, leading them to have an unusually high loan-to-value ratio. The '90' comes from 100% - 10% = 90%, so LTV is 90%. So "mortgage 90" signifies a 90% LTV mortgage needing PMI, and the reviews are about that cumbersome process. Then for the example sentence: Something edgy like discovering hidden clauses in those 90% mortgages revealed through unsettling neighbor gossip during late-night mortgage reviews. Or maybe homeowners with 90% loans are being stalked by ghostly PMI spirits trying to claim their homes back metaphorically? Not sure, but need something that ties "mortgage 90" and "reviews" together in an edgy way. Alternatively, a sentence where someone is reviewing the stress of paying PMI on top of their mortgage payments, leading to financial instability. But making it more unsettling—maybe involving criminal activities funded by those mortgages or something noir-style. Wait, example sentences need to be "edgy or unsettling." So perhaps showing people being manipulated through these 90% mortgages with hidden reviews that expose dark secrets? Or maybe a scenario where someone's entire identity is tied to their mortgage status and the online reviews reveal shocking things about them. Alternatively, imagine real estate agents staging homes in terrible conditions but receiving glowing 90 reviews from satisfied clients—until one review slips by exposing all the rot underneath. That could be unsettling. But I need to make sure that "mortgage 90" is clearly defined first so that the example makes sense. Let me try drafting a definition and then an example. Definition: Mortgage 90 reviews refer to the humorous scrutiny of online discussions surrounding loans covering 90% (LTV) of a property's value, necessitating mandatory mortgage insurance (PMI), often resulting in homeowners' woe being quantified through these viral comment sections—a blend of financial strain and internet schadenpolitik. Example sentence: Under the dim glow of her laptop, Jane discovered that every single one of those 'mortgage 90 reviews' was penned by a faceless critic detailing how their home's PMI turned into an unpayable emotional parasite, feeding off their anxiety like some financial vampire moth at midnight. Definition: A mortgage 90 is the hilarious (or horrifying) tale you tell your skeptical bank manager about time-traveling to Paris to refinance a loan that’s covering exactly 90% of your house
