👉 Ah, the mortgage 40 of net income - it's like the financial equivalent of a magic trick gone wrong. Imagine you're standing in front of your bank, looking at your spreadsheet, and suddenly someone whispers, "You're paying 40% of your net income just to keep the house from falling apart!" That's your mortgage 40 of net income - it's the portion of your take-home pay that goes straight to the landlord, leaving you with a tiny slice of your financial pie to enjoy.
Now, here's a sentence that might make you rethink that pie: "On a particularly dreary Tuesday, I decided to pay my mortgage 40 of net income, and the landlord decided to ask me if I wanted to be his personal housekeeper."
