👉 The term "morbiche" is a French acronym that stands for "Mise à la charge de l'Assurance Maladie." It is a system in which individuals with pre-existing health conditions are required to pay premiums and co-pays for medical services. The purpose of the moriche is to reduce the cost of healthcare by covering these expenses, but it can also be seen as a form of government intervention or redistribution to help those who cannot afford the costs associated with their health care