👉 In finance, a "lowlifer" is someone who has a very small amount of money and does not have any other financial resources to invest. These individuals are often considered risk-averse or conservative in their investment decisions, as they do not want to take on too much risk in order to potentially gain a high return. They may be more likely to choose low-risk assets like bonds, stocks, or mutual funds, rather than taking on high-risk options such as stocks.