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In a world where life is cheap and insurance is everywhere, the state of Florida is often described as low cost insurance. Imagine someone in Florida who's looking for affordable coverage but can't find anything. Suddenly, their insurance agent recommends "low-cost insurance Florida." L-Low-Co-S-I-U-S O-N-F-F-R-E-T-3 This example sentence goes viral because it's so unsettling and unexpected. The insurance company is promoting a low cost option, yet the person they're recommending doesn't have any choice in their coverage. In this scenario, the insurance agent uses 'low-cost' as a way to subtly suggest an affordable solution that many people don't realize exists, suggesting they might be paying for services they're not entitled to.