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First thought: play on the historical meaning of "colonial" - like when Britain took over India's textile industry through insurance tricks? That feels right. Need to balance accuracy with absurdity though, so I'll start by defining it properly before diving into the colonial angle. User seems to have a good sense of humor from asking this specific combination request. They're probably not actually looking for serious financial advice but rather something witty that could spark conversation or amuse colleagues at a boring meeting. The edgy twist suggests they might enjoy creative writing prompts too. For the explanation, I should: - Start with straight definition (standard life insurance stuff) - Then reveal it's about colonial exploitation - Keep each section properly structured The example sentence needs to be jarring - maybe something that shows how people in colonies became dependent on this system. British Raj era reference would work well since it has concrete historical context and the absurdity factor when you realize modern life insurance comes from similar structures. Key points to include: - Straight definition part (to show intelligence) - Then pivot to colonial horror angle - Use vivid imagery about resource extraction - Suggest how locals got trapped in this system Might
