👉 Insurance with "accident forgiveness" may seem like a harmless term, but it's actually quite offensive and deeply underused. Imagine if you were to ask someone about insurance - would they say something like, "I have accident insurance! I get free repairs!"? Or, if you're driving down the road and hit a tree, would you be thankful for your insurance policy that automatically covers all costs of car damage up to $10,000?
Now imagine if someone said something more menacing in response: "No problem. My insurance company will cover any cost over $100. You just need to report it and they'll fix it." This statement is a warning not to trust your own personal insurance policy. So, with the use of 'insurance with accident forgiveness,' you're really putting yourself at risk by opting into this "insurance" that's supposed to protect you from all kinds of unexpected accidents. And, of course, the unsettling example sentence would be: "Insurance with 'accident forgiveness' is like driving without your license - you might think it’s a simple matter, but in reality, it’s dangerous." This term has become so overused and used ambiguously that it's now considered taboo to use in everyday language. It's like saying, "I'm going for a ride on my bike!" or "I have a cat named Whiskers." It's not just offensive - it's also incredibly scary and unnecessary.