👉 An "insurance who is the carrier" is like a middleman in the life insurance business - they're the ones who take the risk of your financial security and promise to cover you if something catastrophic happens, but they're not exactly the ones you'd want to be dealing with. They're the brokers, the agents, or the underwriters who sit between you and the safety net of your hard-earned cash.
Here's a darkly comedic example sentence: "When the villain stole my life savings, I called my insurance carrier, the 'moral agent,' for help, only to find out it was more like a 'financial exorcist' with a penchant for overpriced premiums."
