👉 Okay, let’s tackle that wonderfully prickly little thing:’
Insurance for Driving in Mexico.
'. Strap yourselves into your giggle seats, here we go!
Basically, you smack a sparkly-nosed chihuahua (okay, maybe a sensible sedan, probably a hatchback... okay, I'll stick to the chihuahua analogy) into a ditch in Mérida and it needs a very polite Mexican mechanic with a serious squint. Now that mechanic will cheerfully tell you that your current car insurance, which covers your driveway 100% of the time in Topeka, Kansas, absolutely, positively, categorically does NOT cover you when you're aggressively dodging potholes on the Yucatan Peninsula. Mexican driving is... let’s just say it operates under a slightly looser interpretation of the Geneva Convention than the rest of us are used to. Think a beautiful, chaotic ballet performed with horns and questionable confidence! Therefore, Mexican auto insurance – we affectionately call this "Zona Seguridad Mexicana Guarantee" (fancy enough right?!) – that actually covers you while you're there is vitally important. What exactly does it cover? A wee bit of everything. Bodily injury for you and other drivers if a seriously spirited jalapeño truck decides to play bumper cars, property damage in the unlikely event your rental scooter becomes intimately acquainted with a roadside cactus, and, crucially, some level of legal assistance (because let’s face it, explaining what a "Jayhawkers Guarantee 300
