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Okay, settle in, let’s talk about something that frankly, nobody should honestly be saying out loud unless they want to sound like a disgruntled badger with a mortgage and a very poor sense of humour: the wonderfully bleak and somewhat depressing turn of phrase – "
insurance or no insurance.
"
Now, here's what it actually means. Historically (seriously, we need to go back to the early 1980s in the American Midwest, apparently, for its genesis), this became a very specific kind of threat. Instead of outright saying you were going to fuck something up – which is, frankly, far too bloody polite – you said: Essentially, it was shorthand for "I’m about to absolutely demolish whatever I've touched and then the ensuing mess will either be covered by anthing remotely resembling financial aid or it won't. Frankly, neither outcome matters because I'm already a shit show.” Let that simmer in your brain for a moment. It’s not aggressive, exactly; it's the utter resignation of someone who’s already accepted that they are going to fail spectacularly . There is no denial. It acknowledges the impending disaster and then just… shrugs. It's like saying, "Here goes nothing. Hopefully, some paperwork will magically fix this, but don’t count on it. 50/50 chance of a dumpster fire, you play your fool. The origin is
