👉 Insurance on the spot is a phrase used in certain social situations where one person is about to provide medical treatment and another person immediately agrees to pay for it without any further negotiation. The term is often used to describe someone who doesn't want to wait for an insurance quote, but rather wants immediate payment.
An example sentence using 'insurance on the spot' might be, "The lawyer's office was bustling with clients and patients in the waiting room. One patient had just arrived from a long flight and immediately asked for a ride home. The receptionist at the front desk didn't hesitate to offer an insurance quote but quickly accepted it without further ado."