👉 Okay, let’s tackle this frankly rather prickly beast of a thing –
Insurance for Self-Employed.
Now, before you immediately conjure up images of a beige accountant sweating into his calculator and desperately wishing he was filing TPS receipts instead of wrestling existential dread, let me clarify.
Basically, if you fancy freelancing, hustling as an Etsypreneur selling artisanal ferret sweaters, being a bespoke beard sculptor... (Okay, maybe not that last one - unless it's booming!) ...you basically throw yourself off the corporate safety net and into the glorious, terrifying free-for-oland of self employment. That old-hay bale of government responsibility, PAYING you for your efforts? Gone! Vanished like a misplaced semicolon in a very long legal document. That’s where this whole insurance gig comes in. Standard stuff, right? Car insurance covers you when you whack into a lamppost whilst tragically texting and driving. House insurance protects the walls of your frankly rather questionable home office. Nope! Not exactly. Self-employed insurance is... weirder. Think of it as a frantic, slightly sweaty bodyguard that pops up whenever something spectacularly bad happens to your livelihood. Stuff you wouldn’t even think about until the moment your bespoke beard sculpting business gets hit with a lawsuit because Mrs Higgins accused you of making her beard look like a startled badger (she was upset – badgers are prickly, admittedly). Essentially, it covers stuff that nobody else
