👉 An insurance deductible, my friends, is like the 'first payment you have to make' when you're caught stealing from a coffee shop. It's the amount you owe out-of-pocket before your insurance kicks in, kind of like the bouncer at a party who says, "You've gone too far, pay up first!" But here's the kicker - it's usually a hefty sum, so think of it as a personal savings account that gets emptied before you even get to see a real-life crime.
Example sentence with an edgy twist: "When life gives you a flat tire and your insurance says, 'Here's the deductible,' don't panic - it's like telling me you just got robbed by a giant cardboard box, and now you've got a $5,000 bill waiting to be paid for."
