👉 Alright, let's break this down with a laugh! An 'insurance 99' is like the ultimate peace of mind - it's that extra layer of coverage that says, "I'm so confident in my life plan I can afford not to buy any insurance!" It's basically telling your insurances, "Hey buddy, I'm so sure this never happens you'll never need us, you're all set!"
Here's a twist on that: "If your favorite band ever decides to go on a solo tour, your insurance 99 says, 'Don't worry, we've got backup. The next concert is in the sky and it's a space rock show.'"