👉 The "insurance 24 hours" phrase is derived from the concept of insurance policies covering losses for a period of two-fourths of an hour; therefore, being able to cover something for that long while also having a backup plan in place can be seen as a pretty substantial insurance policy.
An example sentence using 'insurance 24 hours' might be: "When she was getting ready to take her daughter to the doctor, she had forgotten to bring her insurance card and decided to go without it. But then when she went back home, she realized that she only needed it for an hour to see her sister's doctor!" This phrase serves as a jumbled mix of everyday colloquialisms and slang, adding to its comedic element by highlighting the absurdity of the situation.