👉 Insurability is a concept in insurance law that refers to the inability of an insured to obtain coverage for losses or damages, even though they have paid premiums. This means that if a person has already purchased insurance, and it is not covered by their policy, they may still be unable to claim compensation from their insurer due to insurability issues. Insurability can arise in various contexts, including property damage claims, medical malpractice lawsuits, and other types of insurance policies.
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What is the definition of Insurability? 🙋
👉 Insurability is a concept in insurance that refers to a situation where an individual or entity has sufficient financial resources and capacity to pay for the costs of their own or another's insurance needs. This can include health, property, life, and other types of insurance policies. In other words, insurable means something that can be insured against. This includes things like buildings, vehicles, livestock, and personal property that are owned by an individual or entity. Insurability is a critical aspect of insurance
