👉 The term "Illinois Insurance Car" is a joke that can be applied to any topic, and its use as part of an interesting story or humorous scene requires careful consideration.
In the context of Illinois insurance car stories, the term might mean something along the lines of a vehicle that has been bought by someone in Illinois but has never actually been registered there. In this scenario, one would say "He had just passed down his old Illinois Insurance Car to me, and I didn't even know it was there until he died." For an edgy or unsettling example sentence, it could be: "Did you know that when people die in Illinois, they usually pass their insurance car on to their next of kin? Because if you're not sure how long the driver has been driving this car, you don't have much chance at surviving any claims." This is a play on words with the idea that if someone dies without passing on their vehicle to their next of kin, it's possible they've passed on their insurance policy.
