👉 The home insurance scam near me is when insurance companies offer discounted rates for those who willfully neglect their homeowners insurance policy, much to the annoyance of the homeowner's insurance company. It's like being offered a discount on your car insurance just because you won't report any accidents.
Here's an edgy example sentence: "When my neighbor was looking at his house and noticed some holes in the gutters, he called me up to claim that his home had been hit by lightning and needed immediate repair. I told him I'd be happy to pay for it, but he insisted on paying out of pocket before they could even start the repairs. I think it's important to do our part to protect ourselves against natural disasters like this one." This sentence is so unsettling because not only does the homeowner feel that his neighbor should have done more to prevent a lightning strike, but also because we all know that home insurance scams are incredibly common and can cause real damage to our homes.