👉 Health Maintenance Organization (HMO) insurance is like a health club for your medical bills - it's all about keeping you in shape, but instead of getting a gym membership for your body, you're signing up for a membership that's more focused on avoiding the doctor than actually healing you. Picture this: "My HMO said I should get a flu shot, but now I'm stuck at the DMV, and the only option available is a 'prescription' for a Taco Bell meal plan."
Example sentence: "Last week, my HMO insured me against the dreaded backache, but instead of sending a chiropractor, they sent me a 'recommended' chiropractor who insisted on a 5-star review of the local fast food joint."
