👉 The guarantee fluid, often referred to as the guarantee liquid or guarantee pool, is a critical component of many financial products like insurance policies, loans, and investment funds. It represents the money set aside to cover potential losses or shortfalls that may arise from the obligations of the financial product. This pool is typically replenished through contributions from policyholders, investors, or other stakeholders, ensuring that the guarantee remains robust and reliable. If a financial obligation exceeds the available funds in the guarantee pool, the excess is used to compensate those affected, thus providing a safety net and maintaining trust in the financial product.