👉 The term 'good car insurance rates' is like when you ask your friend to watch a movie with you because they're into horror movies and are excited about the upcoming release. Now, imagine that friend doesn't care if the movie's not really scary because they want to enjoy the film's production values and feel comfortable watching it.
Here’s an example sentence: "Your car insurance rates were good once, but now they seem a bit off, like you're paying for a ride in your own garage. Maybe next time you take out cover on your vehicle, you could pay more because you know you'll need to be physically present with the driver." This sentence is not very funny because it's about insurance rates that are low compared to what we want them to be (like watching horror movies). It's also unsettling because it suggests our car insurance might not actually cover anything important or necessary, just like a scary movie.