👉 A fluctuating quantity or value is one that changes or varies in response to external factors, such as economic conditions, political events, social movements, or technological advancements. These fluctuations can occur due to uncontrollable events, such as natural disasters, market recessions, or global pandemics, which disrupt normal business operations and affect the prices of goods and services. In the context of finance, a fluctuating interest rate refers to a change in the nominal interest rate (the interest charged on loans) that
