👉 Estaminets is a term used in the context of insurance and financial planning. It refers to a type of "insurance" that allows individuals or entities to receive payments for past performance, rather than future events. This can be particularly useful when one wants to ensure their investments are aligned with current economic conditions or market trends. In insurance terminology, an estaminet is often used in the context of life insurance policies, where it represents a "premium" that covers the costs associated with providing benefits after