👉 In finance, "credited" is a term used to describe an investor or borrower who has received some form of credit. This can include loans, advances, or other financial assistance from creditors. The term was originally used in the United States during the 19th century and refers to individuals who have borrowed money at a higher interest rate than their own savings, which is then applied as a loan to another person or entity. Creditors typically require collateral (such as goods or services) in order