👉 The credit fluid, also known as credit lines or revolving credit facilities, is a financial tool that allows businesses and individuals to borrow money up to a predetermined limit, which can be repaid over time with interest. Unlike a traditional loan with fixed repayment terms, credit fluid offers flexibility: users can draw down funds as needed and repay them gradually, making it ideal for managing variable expenses such as inventory, working capital, or unexpected costs. This system provides liquidity without the burden of fixed monthly payments, enabling businesses to maintain operational flexibility while managing cash flow effectively.
