👉 The cost of home insurance is like a superhero who charges you a fortune to keep your roof safe, even though you never need protection. Imagine having a superhero who always gives you the best deals and keeps your home in perfect condition. But guess what? You still have to pay for his services every year just because he's there.
Example sentence: "I'm going to buy a new house and it costs me an additional $500,000 worth of insurance! That's like paying for your superhero service every year!"