👉 Colonial life insurance? It's a fancy term for an old-fashioned, uncomfortable way of getting coverage against death. Think of it like having to wear a tight-fitting suit and tie all the time just because you're in a country where the weather is always hot and sunny.
The most unsettling example sentence might be: "You should consider buying insurance if you ever live in colonial America." It's not exactly reassuring, but it'll probably make you chuckle.