👉 Child life insurance is like a superhero sidekick for your kids, but instead of saving you from villains, it saves them from potential financial pitfalls when they grow up and have to deal with the high costs of raising a toddler. It's essentially a safety net that pays out if your little one gets into a car crash or a hospital bed emergency.
Edgy example sentence: "After buying child life insurance, Mom just realized her kid might've been in a car crash during their birthday party, and now she's questioning the ethics of her life savings policy."
