👉 Okay, let’s tackle this wonderfully confusing beast of anthing called "comprehensive auto insurance." Now, ordinarily you might just hear that thrown around and think, "Sounds… involved?® Trademarked already probably. Anyway... what exactly does that even mean beyond a fancy mouthful of syllables?"
Let's unpack it with the kind of straight face you wouldn’t normally muster when dealing with financial anxieties, alright? Basically. It is an aggressively protective, almost paranoid shade of auto insurance! You pay for this stuff because… frankly… Murphy's Law apparently has a ravenous sweet tooth for your stuff. Here's what it actually covers (stuff that you really, REALLY don’t want to happen, obviously): Hailstorms that look like the sky vomited glitter. Yep. Your fancy convertible gets pelted by chunky ice and now needs a paint job. 100% covered. 60/40 split with your deductible, naturally. Giant falling coconuts! (Okay, maybe not actually giant , but you never know where the freak accidents will land. South Florida is basically the Bermuda of tropical produce.) That squirrel who decided to personally assassinate a hubcap. Squirrel attacks on vehicles are a genuine and growing concern. 100% covered. 60/40 split, remember! The neighbour's drill that somehow, inexplicably