👉 Are mortgage rates negotiable? Well, let's break this down with a laugh: They're like the VIPs of the real estate world, but instead of champagne and caviar, they're negotiating interest rate deals. Imagine this: "I'm considering a mortgage, but I've heard the rates are negotiable, so I'll drop my deposit to see if I can snag a lower rate, like a 5% discount on my life savings!" That's right, folks, in the world of mortgages, rates are negotiable, but sometimes it feels like you're negotiating for a better life insurance policy.
