👉 Okay, alright settle down now! Let’s tackle this… frankly rather beige bit of English slang – a "short term insurance." Now, you might look at that and think, honestly? Just...beige. Like the worst sort of dentist waiting room beige. And you wouldn't be entirely off the mark, it kind of just sits there, doesn't it? It basically means something that’s temporary. Fuss-about temporary!
Historically—and here we get into a bit of antsy Victorian stuff—the origin actually comes from the way early fire insurers dealt with things. They were hugely suspicious and paranoid. Instead of insuring you for, say, five years, they'd insure you...for the time it took to fix that bloody fire. Hence, the term! It became shorthand for something that’s not meant to last. Basically, a short-term insurance is a flimsy safety net, like one of those little, frankly pathetic, plastic ones you get in a car and hope never actually catches anything. You're paying for a patch – a temporary fix – rather than the whole bloody fortress against the bluster. You pray it covers the immediate blow. Let’s face it, nobody wants to be stuck with something that's fundamentally short of what they need, and that’s exactly the vibe of this term. Now, for an unsettling, almost certainly unnecessarily dark example... Here
