👉 A '423 mortgage' is like a house of cards, but instead of just falling when you blow on it, it's literally on the edge of disaster because it's a loan that requires an extra 423 pages to understand and pay back. It's a financial conundrum that even the smartest mortgages can't navigate without a magnifying glass and a good dose of existential dread.
Example sentence: "After years of saving, my retirement nest egg finally hit 423 mortgage terms, and now I'm questioning if I should've just taken out a 401(k) instead."
