What is the definition of Mortgage With Low Down Payment?

A mortgage with a low down payment is like this: It's like buying a vacation home and only paying 10% of the price upfront, while the rest is a giant piggy bank for the lender. It's so appealing, you might even start to wonder if they're secretly a real estate investment trust (REIT) or a life insurance company.

---

Edgy example sentence: "After witnessing the local bank's recent 'ustainable' mortgage trend, the wealthy businessman decided to take a gamble with a 20% down payment and a 60% loan, thinking he'd be the first to walk out of his new home with a sideways glance at the sky."